How Roofing Liability Insurance Protects Your Property Investment

Why Roofing Liability insurance matters

Working with Contractors Without Proper Roofing Insurance is a Risk

When you hire a roofing contractor, you’re not just hiring someone to clean a clogged drain or roll out a new membrane—you’re trusting them with one of your most valuable assets: your building.

And yet, many property owners overlook the one question that can shield them from massive financial and legal risk: “Are you a fully insured roofing company?”

At Videl Roofing, we are—because we take that responsibility seriously. Every project we take on is backed by a $5 million roofing liability insurance policy, including specialized coverage for hot asphalt and open flame work. It’s protection for your property, your peace of mind, and your long-term investment.

What Could Go Wrong? Try Open Flame Work Without the Right Coverage.

When you bring in a roofing contractor, you’re not just paying for tools, time, or materials. You’re trusting someone to protect your building from risk, damage, and costly mistakes.

Imagine this: a crew is working on your building, using a torch-down membrane or hot asphalt system—both common in commercial flat roofing. These methods involve extreme heat and flame. Now imagine a tiny spark getting into dry insulation, or an unnoticed smolder under the surface.

Within minutes, you’re dealing with smoke damage. Maybe worse—flames. The fire department arrives. Repairs are needed. Tenants are angry. Your insurance company wants to know who’s responsible.

If your contractor didn’t carry coverage for open flame roofing systems—a separate, specialized policy—not only are you looking at delays and damage, you may also be held financially responsible.

That’s why we’ve invested in $5 million roofing liability insurance which includes coverage for hot asphalt and open flame roofing systems. Most contractors won’t tell you this even matters—because it’s not industry standard. But we know better—and we ensure our clients are never left exposed when it counts most.

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Roofing Liability Insurance Matters & How $5 Million Makes a Difference

Roofing comes with real risks—heights, heavy materials, unpredictable weather, and hot work like torch-down systems. That’s why liability insurance isn’t just a formality—it’s critical protection for your property, your people, and your peace of mind.

At Videl Roofing, our $5 million liability insurance policy ensures that in the rare event that something does go wrong,  you and your property are fully covered.

What Our Coverage Includes:

• Property Damage Protection: If roofing work accidentally causes damage to your property or business—such as broken windows, water leaks, or structural issues—this policy covers repairs or replacements at no cost to you.

• Specialty Coverage for High-Risk Systems: We’re fully insured for hot asphalt and open flame roofing systems—coverage most contractors don’t carry (or even mention).

• Bodily Injury Liability: If someone gets injured due to roofing work—whether it’s a pedestrian, tenant, or employee on-site—our coverage ensures medical expenses and legal costs are taken care of.

• Legal & Financial Protection: Lawsuits can be expensive. Our $5 million coverage includes legal fees and compensation payouts if claims are made against our company.

• Workmanship Warranty on Major Projects: All re-roofing, replacements, and new construction are backed by a workmanship warranty. (Maintenance plans not currently included.)

The Videl Difference

Your roof is a long-term investment. Don’t leave it in the hands of uninsured or underinsured roofing contractors. From major replacements to essential repairs, our $5 million roofing liability insurance protects your property from the top down.

Why risk your building when full protection is one call away?

Call (905) 397-1198 or click the button below to book a free assessment with a roofing company that gets the job done right—every time.